Pension Awareness Day is just around the corner and is the perfect time to review your pension to make sure you’re getting the most out of it. So, ahead of 15 September, here are seven things you can do to get your pension into shape. 1. Check your pension savings Start by looking at the headline figure; how much do you have in your pension? And how is it forecast to change? Being able to see how your pension is growing and the forecast value at retirement can help you keep m

Since 1974, World Environment Day has been celebrated annually on 5 June. It aims to engage governments, businesses, and people to...

The pandemic has highlighted the impact the unexpected can have on finances and lifestyle for millions of people. The uncertainty of the last year is spurring more people to consider financial protection products. However, simply taking out a protection policy may not provide you with the right type or level of cover. It’s crucial you consider your priorities and situation. Some 8.3 million (48%) of 25- to 44-year-olds that don’t have an income protection policy are now inter

The pandemic has placed pressure on families across the UK. So, it’s not surprising that more people are seeking financial advice and thinking about their long-term security. While financial advice can be incredibly useful in a crisis, an ongoing relationship with a financial planner can be just as valuable. After a year of lockdowns and social distancing, 53% of UK adults say the financial crisis caused by Covid-19 has prompted them to seek professional financial advice, acc

Money has a huge impact on our wellbeing. Whether we have “enough” is often the focus when facing money challenges, but a new report...

There’s often a lot of talk about the State Pension Age rising and the impact it could have on retirement plans. But, in certain circumstances, delaying your State Pension payments could pay off. The State Pension Age is currently 65, but is gradually increasing and will reach 67 by 2028. You can use the government’s State Pension Age checker to see when you’ll be able to claim the State Pension. Remember, the State Pension Age is under review, so it could rise if your retire

When you think of risks to your retirement, do you include inflation? It can have a huge impact on your income throughout retirement. Yet, it’s often overlooked when creating a retirement plan. Inflation refers to the rising cost of living. Day-to-day, it’s not something that you notice. However, over a longer timeframe, such as your retirement, the price of goods and services creeping up has an impact. It can mean your income and assets don’t go as far. Over the last year, t

Saturday 20 March is the International Day of Happiness. After the challenges of 2020, we could all use something to make us feel a...

Financial protection is often something you’re prompted to think about when buying your first home. It’s an important step to take as you...

We know that financial advice can change lives and help people achieve their goals. Yet, research from network Openwork found that more...