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How a life insurance policy could help you preserve an inheritance for loved ones
If Inheritance Tax (IHT) is a concern for you, taking out a life insurance policy could mean your estate passes to loved ones intact....

Tom from Harken Financial
Nov 12, 20213 min read
35 million Brits want their funeral to be a celebration. Here’s how to set out your wishes
Thinking about passing away and leaving loved ones behind can be incredibly difficult. While it can be challenging, many Brits have...

Tom from Harken Financial
Nov 12, 20213 min read
What is the new care cap, and could it benefit you?
Accessing and paying for care have become big issues. As more people reach old age, more people will inevitably need some level of...

Tom from Harken Financial
Nov 12, 20213 min read
Why you still need emergency savings in retirement
Hopefully, you head into retirement confident in your finances and your retirement income. While your financial commitments and...

Tom from Harken Financial
Nov 12, 20214 min read
5 signs you could benefit from income protection
September will mark the first Income Protection Awareness Week. Income protection can provide financial security when you need it most,...

Tom from Harken Financial
Aug 11, 20213 min read
25% of Brits have less than £500 saved, here’s how to boost your emergency fund
New research from the Yorkshire Building Society has revealed that a huge number of Britons are alarmingly unprepared for financial...

Tom from Harken Financial
Aug 11, 20214 min read
Cashflow modelling: How it can give you confidence in your choices
When you’re making financial decisions, one of the challenges is understanding the impact that it could have on your long-term finances....

Tom from Harken Financial
Aug 11, 20213 min read
How financial planning can help you strike a better work-life balance
Financial planning is about much more than simply growing your wealth. Not only can it reduce financial worry, but it can help you...

Tom from Harken Financial
Aug 11, 20213 min read
What is pension tax relief? How it can help you reach retirement goals
There are many excellent reasons to save into a pension. One of them is the tax relief you benefit from, but many pension savers are...

Tom from Harken Financial
Aug 11, 20214 min read
7 things you need to do this Pension Awareness Day
Pension Awareness Day is just around the corner and is the perfect time to review your pension to make sure you’re getting the most out...

Tom from Harken Financial
Aug 11, 20214 min read
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