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We are fully regulated and deliver truly independent financial advice

We create bespoke plans based on your individual needs and circumstances

We work with you to provide you with exceptional service and expert advice

We provide free initial consultations with no obligation

We are flexible and can meet you at your home or place of work

Book your consultation today

01978 809100

Did you know...

  • there was an average increase in wealth of £47,706 in 2014/16 for people who received professional advice between 2001 and 2006 compared to those who didn't.

  • those fostering an ongoing relationship with a financial adviser had a 50% higher pension than those that received a singular piece of advice.

  • those figures are after fees! That's a net difference!

Source: International Longevity Centre, 2019

Expert independent financial advice from Tom Parmiter of Harken Financial


Director & Independent Financial Adviser

Tom is a member of the Personal Finance Society and a fully qualified and accredited independent financial adviser. With over a decade of experience in financial services, he can provide expert advice on pensions and retirement planning, investment and wealth management, tax and estate planning, protection, and mortgage advice.


After graduating with a 1st Class honours degree, Tom began his career outsourcing on remediation projects for a large banking group. He has held various senior positions in finance, including leading an operation of 150 staff and a directorship at a previous firm. Tom created Harken Financial to build a practice with ethics at its core, developing a supportive culture focused on true independence and best practice to enable clients to prosper.


The word 'Harken' means to attentively listen and attend to, which is fundamental to providing excellent financial planning and advice. No two clients are the same and as such it's important your adviser understands you and your needs so you can meet your objectives. Harken was built upon this sound principle.

Outside of work, Tom is an avid rugby union fan, enjoys spending time with his family, playing squash and running. He supports various charities and is a committee member for a local charity that aims to bring together the local community through clubs, activities and events.

Exceptional service from Sue Pretty of Harken Financial


Paraplanner & Compliance Manager

Sue has a wealth of experience across various industries but found her niche within financial services several years ago. Beginning as an administrator for a firm of advisers, she attained the Certificate in Paraplanning, quickly following this by attaining the Diploma in Regulated Financial Planning. Sue is a member of the Personal Finance Society.

As well as being a qualified paraplanner, Sue holds the International Diploma in Governance, Risk and Compliance, achieving a distinction and gaining membership to the International Compliance Association. Through her previous work as a Compliance Manager, Sue has developed a strong understanding of the importance of ethics and integrity to ensure the best financial outcomes for clients, fitting perfectly with Harken Financial's ethos.


Sue is currently working towards the Advanced Diploma in Financial Planning. In her spare time, Sue likes to keep active, training towards her fitness goals. Sue and her husband are keen to give back to the community, and are actively engaged in various volunteering activities. 

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Office Manager

Caroline has worked in financial services for ten years, employed in various roles within the sector prior to joining Harken Financial in 2021. Caroline has a wealth of experience in delivering a high standard of service to clients. At Harken, she works closely with the team to support them and deliver the best customer service possible when dealing with client queries and requests.


Caroline holds the Advanced Certificate in Compliance and has completed her Financial Services, Regulation and Ethics qualification.

Outside of work, Caroline enjoys spending time with family, taking long walks and is a keen rugby fan.

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