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Investment market update: July 2025
The US struck trade deals with several countries in July 2025, leading to markets rising and putting an end to some of the uncertainty...

Tom from Harken Financial
Aug 195 min read
4 methods for tax-efficiently supporting charities
Supporting a charity could give you that feel-good factor and provide a sense of purpose. When you’re looking at the benefits from a tax...

Tom from Harken Financial
Aug 193 min read


Think cash is king? It might be time to review your mantra
Cash can be comforting. It’s familiar, it’s accessible, and it’s tangible. But while cash savings can be part of a well-balanced...

Tom from Harken Financial
Aug 194 min read
Does your income make you a “Henry”? Here are some ways it could affect tax considerations
High earners striving to build wealth, dubbed “Henrys” (high earner, not rich yet), may find their tax position changes drastically as...

Tom from Harken Financial
Aug 195 min read
The decumulation dilemmas you might need to overcome when you retire
One of the retirement challenges many people face is how to handle wealth decumulation. During your working life, you’re typically...

Tom from Harken Financial
Aug 194 min read
How to remain calm amid Autumn Budget speculation
The importance of remaining calm is often something that’s talked about when discussing investment market volatility. But there are other...

Tom from Harken Financial
Aug 193 min read
5 shrewd ways to avoid paying tax on your savings
24% of people think all their savings are tax-free, according to a Lloyds Bank survey carried out in February 2025. However, they could...

Tom from Harken Financial
May 206 min read
Why the best legacy could be passing on your financial wisdom
If you want to help younger generations, passing on this pearl of wisdom could be key – start saving for your future as soon as possible....

Tom from Harken Financial
May 204 min read
4 useful insights from a decade of Pension Freedoms
A decade ago, the introduction of Pension Freedoms shook up retirement planning and gave retirees more options than ever. Before 2015,...

Tom from Harken Financial
May 204 min read
Key financial planning challenges couples face and how we could solve them
Creating a financial plan can seem complicated, especially if you need to take into account your partner’s views, assets, and goals. At...

Tom from Harken Financial
May 203 min read
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