The US struck trade deals with several countries in July 2025, leading to markets rising and putting an end to some of the uncertainty that had plagued investors for months. Read on to find out what else may have affected your investments recently. While it might seem like 2025 has been a poor year for investors, due to geopolitical tensions and trade wars, the figures paint a different picture. In the first half of 2025, the FTSE 100 , an index of the 100 largest companies l

Supporting a charity could give you that feel-good factor and provide a sense of purpose. When you’re looking at the benefits from a tax perspective, it might make financial sense in some circumstances too. Indeed, according to a June 2025 article published by Professional Adviser , more people are leaving a charitable legacy in their will as a way to reduce a potential Inheritance Tax (IHT) bill. The first step to making your charitable efforts tax-efficient is to make them

Cash can be comforting. It’s familiar, it’s accessible, and it’s tangible. But while cash savings can be part of a well-balanced financial plan, they’re not always the best-performing asset. Data shows that many UK adults are reluctant to depart from cash. In an update reported by MoneyWeek , the Financial Conduct Authority (FCA) reported that 61% of adults with £10,000 or more in investible assets are holding at least three-quarters in cash. 1 in 5 adults have cash savings o

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24% of people think all their savings are tax-free, according to a Lloyds Bank survey carried out in February 2025. However, they could...

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A decade ago, the introduction of Pension Freedoms shook up retirement planning and gave retirees more options than ever. Before 2015,...

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