Blog | Harken Financial

Tom from Harken Financial

Is the interest rate rise good news for savers?

After more than a decade of low interest rates, the Bank of England (BoE) has suggested that it will continue to gradually increase its...

Tom from Harken Financial

8 things to do to give your finances a spring clean

As you start to put winter behind you, you may be thinking of giving your home a spring clean or the projects you want to take on over...

Tom from Harken Financial

Pension drawdown: Are you taking a sustainable income?

Flexi-access drawdown can provide retirees with more freedom to create an income that suits their lifestyle. However, Financial Conduct...

Tom from Harken Financial

State Pension Review: Why it matters to your retirement plans

If you’ve yet to retire, you may give little thought to the State Pension. But the government is currently reviewing it, which could mean...

Tom from Harken Financial

10 of the most popular toys on Santa’s list this Christmas

It’s the season for giving. If you’re buying Christmas presents for children this year, there are huge piles of toys to wade your way...

Tom from Harken Financial

What does rising inflation mean for mortgage holders?

Inflation in 2021 is expected to hit 4%. Inflation means the cost of living will rise and, for mortgage holders, knock-on effects could...

Tom from Harken Financial

How a life insurance policy could help you preserve an inheritance for loved ones

If Inheritance Tax (IHT) is a concern for you, taking out a life insurance policy could mean your estate passes to loved ones intact....

Tom from Harken Financial

35 million Brits want their funeral to be a celebration. Here’s how to set out your wishes

Thinking about passing away and leaving loved ones behind can be incredibly difficult. While it can be challenging, many Brits have...

Tom from Harken Financial

What is the new care cap, and could it benefit you?

Accessing and paying for care have become big issues. As more people reach old age, more people will inevitably need some level of...

Tom from Harken Financial

Why you still need emergency savings in retirement

Hopefully, you head into retirement confident in your finances and your retirement income. While your financial commitments and...