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Millions of fixed-rate mortgages are ending. Discover 6 practical steps you can take now
Over the last year, interest rates have increased from historic lows. Fixed-rate mortgage payers that have been shielded from the rises...

Tom from Harken Financial
Feb 7, 20234 min read
4 reasons you may want to boost your ISA before the tax year ends
You have until 5 April 2023 to make the most of your ISA allowance for the current tax year. If you want to boost your savings or...

Tom from Harken Financial
Feb 7, 20234 min read
Is your mindset holding you back from enjoying your retirement? Financial planning could help
When you think about retirement planning, what challenges come to mind? While ensuring you have enough saved and that you don’t run out...

Tom from Harken Financial
Feb 7, 20234 min read
Estate planning: How to understand the value of your assets and estate
When you’re deciding how to pass on assets and who you want them to go to, understanding their value, and how this might change, is...

Tom from Harken Financial
Feb 7, 20233 min read
Investment market update: October 2022
Much of 2022 has been marked by investment volatility and economic uncertainty, and October was no different. According to the International Monetary Fund (IMF), there is a rising risk of a global recession. The organisation downgraded its global growth forecast for 2023 to 2.7%. It said financial instability was linked to shocks caused by the Covid-19 pandemic, the war in Ukraine, and climate disasters. While uncertainty can be worrying as an investor, remember to focus on y

Tom from Harken Financial
Nov 9, 20224 min read
Rising costs mean a fifth of adult children are considering moving back home. Could it affect you?
The “boomerang” trend isn’t new, but the soaring cost of living means that far more adult children that have been living independently...

Tom from Harken Financial
Nov 9, 20224 min read
State Pension triple lock: Pensioners set to benefit from a 10.1% rise
The State Pension is set to increase by a record amount under the triple lock due to high levels of inflation. If you’re claiming your...

Tom from Harken Financial
Nov 9, 20223 min read
47% of retirees leave work earlier than expected, but just 31% say they could afford to
Retiring early is a dream for many. Whether you’re looking forward to putting your feet up or going on an adventure, it’s a huge...

Tom from Harken Financial
Nov 9, 20224 min read
The UK could face a “retirement savings crisis” as workers aren’t putting enough away
Figures suggest that many households aren’t saving enough to be financially secure in retirement. Calculating what income you’d need to...

Tom from Harken Financial
Nov 9, 20224 min read
Behavioural finance: 6 unexpected ways bias could affect your financial decisions
How much does bias affect your financial decisions? While you may try to make decisions based on facts, it can be much easier than you...

Tom from Harken Financial
Nov 9, 20223 min read
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