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Here’s what mortgage lenders consider when carrying out affordability tests
Applying for a mortgage can be stressful. You might worry a lender will reject your application and the effect it could have on your plans. A better understanding of what lenders are considering when making a decision may be useful and could reduce anxiety. Even if you’ve been through the mortgage process before, rising interest rates could mean you feel more nervous about your application. Some homeowners are finding that, despite being up to date with their mortgage payment

Tom from Harken Financial
Aug 8, 20233 min read
Rise in flexible working could affect the housing market
The daily commute may become a thing of the past as working from home becomes the new normal. But how could this impact the housing market?

Tom from Harken Financial
Aug 14, 20203 min read
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