top of page
Search
How to rethink ageing and build a positive mindset
Later life is often seen as a time of slowing down and losing purpose, but this view can be limiting and unhelpful. Find out how to rethink ageing and build a more positive mindset so that you can enjoy every moment of life.

Tom from Harken Financial
Aug 253 min read
Is your mindset holding you back from enjoying your retirement? Financial planning could help
When you think about retirement planning, what challenges come to mind? While ensuring you have enough saved and that you don’t run out of money are common concerns, there is one you may have overlooked: changing from a saving to a spending mindset. To secure your retirement, putting money away has likely become a habit that you’ve embraced for decades. Perhaps you contributed to a pension, made sure your mortgage was paid off, or invested with a long-term plan. These positiv

Tom from Harken Financial
Feb 7, 20234 min read
47% of retirees leave work earlier than expected, but just 31% say they could afford to
Retiring early is a dream for many. Whether you’re looking forward to putting your feet up or going on an adventure, it’s a huge milestone and it’s important to be financially prepared. Yet, research suggests that many people retiring earlier than expected don’t have their finances in order. According to research from LV=, 47% of retirees said they retired earlier than expected. Around a quarter said they retired at least five years earlier than they had planned. For 31%, the

Tom from Harken Financial
Nov 9, 20224 min read
Why you still need emergency savings in retirement
Hopefully, you head into retirement confident in your finances and your retirement income. While your financial commitments and dependents may be fewer in retirement, it’s still important to have a safety net to fall back on when you need it most. According to a report in Money Age, 49% of those aged over 65 describe themselves as in “excellent” or “good” financial shape. Yet just 21% think they have plenty of money set aside for emergencies, which could leave the remaining p

Tom from Harken Financial
Nov 12, 20214 min read
bottom of page
